Output Stream NullPointerException

I'm trying to get the string input from the user and store it in a file but an error comes out saying: I don't know what the issue is, it doesn't pop up as an error until I actually run the code. I just want the input from the user stored in a file that is made

Exception in thread "main" java.lang.NullPointerException
    at BingoHelper.<init>(BingoHelper.java:53)
    at BINGO.main(BINGO.java:8)

Main Class Code:

import javax.swing.*;
import java.io.*;

    public class BINGO {
        public static void main(String[] args) throws IOException{
            JLabel bg = new JLabel();
            //JButton b = new JButton("Click to enter name");
            BingoHelper EnterFaze = new BingoHelper();
            EnterFaze.setDefaultCloseOperation(JFrame.EXIT_ON_CLOSE);
            EnterFaze.setSize(500,500);
            EnterFaze.setVisible(true);
            EnterFaze.setLocationRelativeTo(null);
            EnterFaze.setLayout(null);
            EnterFaze.add(bg);
        }
    }

Second Class

import javax.swing.*;
import java.awt.*;
import java.awt.event.*;
import java.io.*;

public class BingoHelper extends JFrame implements WindowListener, ActionListener{
    JTextField text = new JTextField();

JLabel bg = new JLabel();

private JButton b; {
        b = new JButton("Click to enter name");
        }

JPanel pnlButton = new JPanel();


public static String fn;
public static String sn;

public void actionPerformed (ActionEvent e) {
    //BingoHelper.fn;
    //BingoHelper.sn;
    fn = JOptionPane.showInputDialog("What is your first name?");
    sn = JOptionPane.showInputDialog("What is your second name(Optional)");
    //JOptionPane.showMessageDialog(null, "Welcome " + fn + " " + sn + ".", "", JOptionPane.INFORMATION_MESSAGE);
    text.setText("Welcome " + fn + " " + sn + ".");
    b.setVisible(false);
    text.setVisible(true);
    text.setBounds(140,0,220,20);
    text.setHorizontalAlignment(JLabel.CENTER);
    text.setEditable(false);
    text.setBackground(Color.YELLOW);
} 

public BingoHelper() throws IOException{
    super("BINGO");
    add(text);
    text.setVisible(false);
    add(b);
    this.add(pnlButton);
    pnlButton.setBackground(Color.BLUE);
    //pnlButton.add(b);+
    b.setVisible(true);
    b.setBounds(145,145,145,20);
    //b.setPreferredSize(new Dimension(150,40));
    b.addActionListener(this);
    b.setBackground(Color.GREEN);
    rootPane.setDefaultButton(b);
    File f = new File("test.txt");

    String nameToWrite = fn;
    OutputStream outStream = new FileOutputStream(f);
    outStream.write(nameToWrite.getBytes());
    outStream.close();
}

public void windowClosing(WindowEvent e) {
    dispose();
    System.exit(0);

}
public void windowOpened(WindowEvent e) {}
public void windowActivated(WindowEvent e) {}
public void windowIconified(WindowEvent e) {}
public void windowDeiconified(WindowEvent e) {}
public void windowDeactivated(WindowEvent e) {}
public void windowClosed(WindowEvent e) {}

}